All children have the capacity to be great teachers to their parents. Firstly, they hold a mirror to show you what needs healing in yourself. That ugly behaviour you see in them probably has its origins or counterpart in you; the uglier it is to you, the less you want to face it, the more […]
This morning, DS1 (who is 3 years old) breezes into my room to wake me up as normal. He opens the curtains as normal. “Ooh look!”, quoth he, “lights are on cos it’s dark outside”. It is indeed pitch black. I look at the clock. 04:00 on the dot. “Erm, it’s a bit early to […]
Thanks to a bit of synchronicity I just found this statement from the Inland Revenue: The present regulations were laid on 24 March . These make changes to the CTF regulations to allow credit unions to offer their cash deposit accounts for the CTF. I think this is good news and could well be the […]
My research into Child Trust Funds indicates that they aren’t necessarily the best value way of investing for your child. If you intend to make a monthly contribution of Â£50 or more there is a lot more choice outside the CTF system, particularly if you want an ethical investment. This article compares CTFs with some possible alternatives.
Many people will want to put their child’s trust fund into ethical and environmentally sustainable investments. After all, there’s not a great deal of point in them having a pot of money in 18 years time if the planet has gone to hell by then. You want to invest in their future, right?
Unfortunately, the vast majority of CTF accounts do not assess any criteria of ethical, ecological or social responsibility. And, depressingly, most people probably won’t realise that their CTF is being invested in arms, tobacco, environmental destruction and oppression […]