I am gross and perverted I’m obsessed and deranged I have existed for years But very little has changed I’m the tool of the government And industry too For I am destined to rule And regulate you I may be vile and pernicious But you can’t look away I make you think I’m delicious With […]
Thanks to a bit of synchronicity I just found this statement from the Inland Revenue: The present regulations were laid on 24 March . These make changes to the CTF regulations to allow credit unions to offer their cash deposit accounts for the CTF. I think this is good news and could well be the […]
My research into Child Trust Funds indicates that they aren’t necessarily the best value way of investing for your child. If you intend to make a monthly contribution of Â£50 or more there is a lot more choice outside the CTF system, particularly if you want an ethical investment. This article compares CTFs with some possible alternatives.
Reading through lots of financial rubric in search of an ethical/eco Child Trust Fund, I am struck firstly by how the fund managers ensure that they make a profit whether or not the investment does, taking both an initial charge and an annual charge; and secondly by the extent to which a huge proportion of […]
Many people will want to put their child’s trust fund into ethical and environmentally sustainable investments. After all, there’s not a great deal of point in them having a pot of money in 18 years time if the planet has gone to hell by then. You want to invest in their future, right?
Unfortunately, the vast majority of CTF accounts do not assess any criteria of ethical, ecological or social responsibility. And, depressingly, most people probably won’t realise that their CTF is being invested in arms, tobacco, environmental destruction and oppression […]